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If you got at least one Refund Anticipation Loan ("RAL") through an H&R Block office in Alabama between June 13, 1989 and December 31, 1996, and you did not previously request to be excluded from the class, you are a member of the Mitchell class. But, you are not a member of the Mitchell class if you also obtained a RAL through H&R Block after January 1, 1997, because those RAL applications contained a provision requiring you to arbitrate any disputes you might have against H&R Block.
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